Seoul Transportation Guide: The T-money System
Marcus Chen· City Break Editor
Updated September 12, 2026 · 5 min read
Seoul's transit is the world's most underrated: spotless, English-signposted, cheap and 24-hour on the key lines. The T-money card dissolves everything; Line 2 circles the city; the KTX connects the country.
Turn this guide into a personalized itinerary
Seoul · dates and preferences pre-filled — adjust anything, then generate your day-by-day plan.
Generate your Seoul plan →The T-money Setup
Buy at any convenience store (₩4,000) or load on your phone — it covers subway, buses, taxis and convenience stores. Transfers between subway and bus are free within 30 minutes. The system does the math; you tap.
- T-money at any CU or GS25.
- Free subway-bus transfers within 30 minutes.
- Phone T-money via the app or Samsung Pay.
The Line 2 Logic
Line 2 is the loop — Hongdae, City Hall, Gangnam, and everywhere between. Stay near it and every first-timer destination is one ride. Line 3 adds the palaces; the KTX at Seoul Station connects Busan in 2h40.
Midnight & Taxis
Key lines run past midnight; the last trains thin after 1am. Taxis are metered, cheap and safe — the base fare is ₩4,800 — and the late-night surcharge still beats most cities' day rates.
The Transit Day
The system in use.
Day 1 · The tap-through day
T-money taps, Line 2's loop, the 30-minute transfer trick.
Practical planning info
Money
- Subway rides ₩1,400–2,000; the day rarely exceeds ₩5,000.
- No passes needed — T-money handles it.
Logistics
- The KTX to Busan: 2h40, tickets same-day.
- Last trains thin after midnight; taxis fill the gap cheaply.
Frequently asked questions
T-money card or phone?
Either — the physical card is easier to share; the phone version never runs out at the gate.
Do I need the Discover Seoul Pass?
Only if museum-hopping heavily — T-money plus individual entries wins for most trips.
How do I get to Busan?
The KTX from Seoul Station, 2h40, tickets same-day at the machines.
Ready to plan your Seoul trip?
Use this guide as your starting point — the AI planner builds a day-by-day itinerary around your dates and interests.
Generate your Seoul plan →Keep reading
Everything before you land: T-money, the hanbok trick and the BBQ rules.
5 min read
Three days across Seoul's three personalities — royal, hip, and glittering — plus the street-food trail that ties them together.
9 min read
The Seoul budget, tier by tier — including the café spending that quietly becomes a second rent, and why BBQ makes the food line a bargain.
7 min read